The Benefits of a Smartwatch in Retirement

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Published: March 31, 2026

Why some retirees are finding value in simple, wearable technology.

For a lot of people, the idea of wearing a smartwatch can feel like one more piece of technology to figure out.

That hesitation comes up often in conversations with Zane Eschbaugh, Financial Advisor and resident "Tech Expert" at Hall Financial Advisors.

As someone who naturally leans into technology, Zane understands both sides. While some people are quick to adopt new tools, others are more cautious, especially when it feels like there is a lot to learn.

What he has seen, though, is that when technology is used in a simple, practical way, it can often fit into daily life more easily than expected. A smartwatch is one of those tools that, for some people, ends up being more useful than it first appears.


A Simple Way to Stay Aware of Your Routine

One of the more practical benefits Zane points to is how a smartwatch can bring awareness to your day without requiring much effort. It can quietly track things like movement, steps, and sleep patterns, while offering gentle reminders to get up and move after long periods of sitting. Over time, it becomes less about tracking every detail and more about noticing general patterns.

Some models also include features like heart rate tracking and sleep trends. These aren’t meant to replace medical care, but they can provide a general sense of how your body is responding day to day.

An Added Layer of Awareness and Safety

Another aspect that stands out in Zane’s conversations with clients is the added sense of awareness around safety. Many smartwatches now include features that can detect a fall or a sudden lack of movement and send an alert. Some can notify a family member or emergency contact, while others offer location tracking if needed.

It is not something people think about constantly, but it can offer an added layer of reassurance, both for the person wearing it and for those around them.

Staying Connected Without Overcomplicating Things

One of the common misconceptions is that a smartwatch adds complexity. In many cases, Zane notes, it can actually simplify things.

Being able to see a message, take a call, or set a reminder without reaching for your phone can make staying connected feel more manageable. It is a small shift, but one that can make everyday communication feel easier.

It Doesn’t Have to Be All or Nothing

One of the most important points Zane emphasizes is that using a smartwatch does not mean you have to use every feature.

In his conversations, he often encourages people to start small. For some, that might be step tracking. For others, notifications or reminders. There is no single way to use it, and no expectation to learn everything at once.

Over time, some people choose to explore more features, while others stick with just what feels useful. Either approach works.


Closing Thought

Technology does not have to be overwhelming to be useful. As Zane often shares, the goal is not to keep up with every new feature or device. It is to find what fits your life and use it in a way that feels natural.

For those who are open to trying it, a smartwatch can become a simple tool that supports your routine, keeps you a bit more connected, and adds a level of awareness to your day.

 

Investing involves risk and you may incur a profit or loss regardless of strategy selected, including diversification and asset allocation Every investor's situation is unique and you should consider your investment goals, risk tolerance and time horizon before making any investment. Prior to making an investment decision, please consult with your financial advisor about your individual situation. The foregoing information has been obtained from sources considered to be reliable, but we do not guarantee that it is accurate or complete, it is not a statement of all available data necessary for making an investment decision, and it does not constitute a recommendation. Any opinions are those of Zane Eschbaugh and not necessarily those of Raymond James. 1040742

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