Preparing Your Graduate for Financial Independence

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Tips to Prepare for Financial Independence

Published: April 24, 2023

Connor McCreary, Financial Advisor shares some tips for helping to prepare your young adult child or new graduate for financial independence.  Many college students and young adults have never created a budget and don't know where to start. Even if their tuition is covered, there are still a lot of other expenses to consider.

It's easy for a first-time college student or any young adult stepping into that next phase of their life to be overwhelmed with the financial responsibilities that come with independence.  Make sure they're prepared.


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Forbes 2023

1 The 2023 Forbes ranking of America’s Top Wealth Management Teams Best-In-State, developed by SHOOK Research, is based on an algorithm of qualitative criteria, mostly gained through telephone and in-person due diligence interviews, and quantitative data. This ranking is based upon the period from 4/1/2021 to 3/31/2022 and was released on 01/12/2023. Advisor teams that are considered must have one advisor with a minimum of seven years of experience, have been in existence as a team for at least one year, have at least 5 team members, and have been nominated by their firm. The algorithm weights factors like revenue trends, assets under management, compliance records, industry experience and those that encompass best practices in their practices and approach to working with clients. Portfolio performance is not a criteria due to varying client objectives and lack of audited data. Out of approximately 8,000 team nominations, 2,860 advisor teams received the award based on thresholds. This ranking is not indicative of an advisor's future performance, is not an endorsement, and may not be representative of individual clients' experience. Neither Raymond James nor any of its Financial Advisors or RIA firms pay a fee in exchange for this award/rating. Raymond James is not affiliated with Forbes or Shook Research, LLC. Please see for more info.