Understanding Market Volatility with Rob Beardmore
Published: Aug 28, 2024
Gain Clarity and Confidence During Uncertain Times.
Market headlines can be startling, but they don’t tell the whole story. With phrases like “stock market crash” or “market chaos” dominating the news cycle, it’s easy to feel overwhelmed. However, understanding the context behind these headlines can make all the difference in how you approach your financial future. In this insightful video, Rob Beardmore, Senior Financial Advisor at Hall Financial Advisors, explains how market fluctuations are a natural part of investing and why strategic planning is key to long-term success.
What is Market Volatility?
Market volatility refers to the frequent and often unpredictable changes in market prices. While it may seem alarming, it’s a normal and expected aspect of investing. These fluctuations are driven by various factors, including economic events, corporate performance, geopolitical issues, and investor sentiment.
Rob Beardmore highlights an important point: headlines often magnify volatility to grab attention, but this doesn’t necessarily reflect the underlying strength of the market or economy. Corporate America remains robust, and history has shown that markets have a resilient ability to rebound after periods of decline.
Why Volatility is an Opportunity
For seasoned investors, market volatility isn’t just a challenge—it’s an opportunity. During periods of market decline, there are chances to:
- Rebalance Portfolios: Adjusting asset allocations can align your investments with your long-term goals.
- Identify Undervalued Assets: Market dips often present opportunities to invest in quality assets at lower prices.
- Harvest Tax Losses: By strategically selling assets at a loss, investors can offset gains and reduce tax liabilities.
At Hall Financial Advisors, our team leverages these opportunities to build stronger portfolios and enhance long-term outcomes for our clients.
Staying Focused on the Long-Term
Volatility is temporary, but a well-thought-out financial plan has lasting effects. It’s essential to stay disciplined and avoid making emotional decisions during periods of uncertainty. Remember:
- Seasonality Matters: Certain months, like August, often see historical trends of weaker performance.
- Declines are Normal: Markets can drop 3% on average seven times yearly. We can have 5% corrections as many times as three times a year, and a 10% pullback is not uncommon to see once or twice a year.
- Recovery is the Norm: Historically, markets have always rebounded after downturns, rewarding investors who stay the course.
How We Help Navigate Market Volatility
At Hall Financial Advisors, we understand that market volatility can be unsettling. That’s why we prioritize:
- Personalized Financial Plans: Your unique goals and circumstances guide every recommendation we make.
- Proactive Communication: We keep you informed about market trends and the potential impact on your portfolio.
- Long-Term Focus: Our strategies are designed to weather fluctuations and keep your financial future on track.
As Rob Beardmore says, “Volatility, although not fun, can actually create opportunities for the team and me as it relates to the portfolios we manage. We’re here to navigate these times together.”
Let’s Talk About Your Financial Goals
If market volatility has you feeling uncertain, know that you’re not alone. Our team is here to provide clarity, confidence, and customized strategies to help you achieve your financial aspirations.
Contact us today to discuss your portfolio and how we can work together to navigate these challenging waters.
The foregoing information has been obtained from sources considered to be reliable, but we do not guarantee that it is accurate or complete, it is not a statement of all available data necessary for making an investment decision, and it does not constitute a recommendation. Any opinions are those of Robert Beardmore and not necessarily those of Raymond James. Past performance may not be indicative of future results.
Hall Financial Advisors is not a registered broker/dealer and is independent of Raymond James Financial Services, Inc. Securities offered through Raymond James Financial Services, Inc. Member FINRA / SIPC. Investment advisory services offered through Raymond James Financial Services Advisors, Inc. #566288
1 The 2025 Forbes ranking of America’s Best-In-State Wealth Management Teams, developed by SHOOK Research, is based on an algorithm of qualitative criteria, mostly gained through telephone and in-person due diligence interviews, and quantitative data. This ranking is based upon the period from 3/31/2023 to 3/31/2024 and was released on 01/09/2025. Advisor teams that are considered must have one advisor with a minimum of seven years of experience, have been in existence as a team for at least one year, have at least 5 team members, and have been nominated by their firm. The algorithm weights factors like revenue trends, assets under management, compliance records, industry experience and those that encompass best practices in their practices and approach to working with clients. Portfolio performance is not a criteria due to varying client objectives and lack of audited data. Out of approximately 11,674 team nominations, 5,331 advisor teams received the award based on thresholds. This ranking is not indicative of an advisor's future performance, is not an endorsement, and may not be representative of individual clients' experience. Neither Raymond James nor any of its Financial Advisors or RIA firms pay a fee in exchange for this award/rating. Compensation provided for using the rating. Raymond James is not affiliated with Forbes or SHOOK Research, LLC. Please see https://www.forbes.com/lists/wealth-management-teams-best-in-state for more info.