Published: August 1, 2025
Volatility Isn’t The Enemy
Market volatility can be unsettling. Right now, it may feel especially noisy, unpredictable, and overwhelming. Headlines, constant news updates, and social chatter can make the ups and downs seem more dramatic than they really are.
At Hall Financial Advisors, we want to remind you that volatility isn’t the enemy - it’s a normal part of investing. In this video, Rob Beardmore, Partner and Senior Financial Advisor at Hall Financial Advisors, explains how to handle today’s volatility without letting fear and anxiety drive your financial decisions.
Here’s what you’ll learn in the video:
- Volatility is normal: Learn why market fluctuations are part of the investment process.
- How to avoid reacting impulsively: When the market gets rocky, fear can cause people to make quick decisions that hurt them long-term. Rob shares how to avoid this.
- The importance of a financial plan: A well-thought-out plan helps ensure you can stay the course, even during turbulent times.
Volatility Is a Normal Part of Investing
It’s natural to feel uneasy when markets swing, but investing during market fluctuations is simply part of the process. Markets don’t move in a straight line. Ups and downs are expected, and your financial plan should anticipate them.
As Rob explains,
At Hall Financial Advisors, don’t build financial plans expecting the market to always go in a straight line. We plan for the ups and downs, kind of like the one we’ve been in.”
The Real Risk Isn’t the Market; It’s Reacting to It
The biggest danger during volatile times isn’t the market itself - it’s how we respond to it.
Rob notes:
The biggest risk during periods like this isn’t so much the market. Sometimes it’s how you react. Fear and anxiety can make us want to take quick actions, but those decisions… can actually set us back in our long-term goals.”
How a Financial Plan Helps You Stay the Course
A solid financial plan is designed to help you stay focused, even during uncertainty. That means carefully considering:
- How much risk makes sense for your goals
- How long your money needs to last
- How to protect your assets along the way
Having a plan gives you confidence and helps you avoid reacting impulsively to market ups and downs. Instead of focusing on headlines, you can focus on the long-term goals that matter most.
What to Do If You’re Worried About Market Volatility Today
It’s completely normal to feel uneasy when markets fluctuate. But don’t let fear guide your decisions. If you’re worried about market volatility today, here are a few steps to take:
- Review your financial plan before reacting to headlines
- Talk with a financial advisor before making major changes
- Stay focused on long-term goals, not short-term noise
As Rob emphasizes,
Don’t let fear drive your decisions. We’re here to have those conversations with you and ensure your financial plan remains on track, no matter what the market is doing.”
FAQs About Market Volatility Today
Is market volatility today worse than usual?
Not necessarily. Volatility is part of normal investing, though news cycles can make it feel more dramatic.
How should I react to market ups and downs?
Stay calm, avoid impulsive moves, and review your plan with a trusted advisor before making changes.
What’s the best way to invest during market fluctuations?
Keep a diversified portfolio aligned with your goals and risk tolerance, and focus on the long term.
Should I change my financial plan during market uncertainty?
Your plan should already account for volatility. Adjust only if your goals or life circumstances have changed.
Stay Focused on Your Future
At Hall Financial Advisors, we understand that the market volatility today can feel stressful, but it doesn’t have to derail your future. A well-thought-out financial plan helps you stay confident, focused, and on track, no matter what the market is doing.
If you’re unsure about your investments or how to navigate the current market, reach out today to schedule a no-obligation consultation. We’re here to help you stay focused and confident in your financial future.
Any opinions are those of Rob Beardmore and not necessarily those of Raymond James. Expressions of opinion are as of this date and are subject to change without notice. Raymond James and its advisors do not offer tax or legal advice. You should discuss any tax or legal matters with the appropriate professional. Investing involves risk and you may incur a profit or loss regardless of strategy selected, including diversification and asset allocation. Prior to making an investment decision, please consult with your financial advisor about your individual situation.
Securities offered through Raymond James Financial Services, Inc., member FINRA / SIPC, marketed as Hall Financial Advisors LLC. Investment advisory services offered through Raymond James Financial Services Advisors, Inc. Hall Financial Advisors LLC. is separately owned and operated and not independently registered as a broker-dealer or investment adviser. #823836 07/26
1 The 2025 Forbes ranking of America’s Best-In-State Wealth Management Teams, developed by SHOOK Research, is based on an algorithm of qualitative criteria, mostly gained through telephone and in-person due diligence interviews, and quantitative data. This ranking is based upon the period from 3/31/2023 to 3/31/2024 and was released on 01/09/2025. Advisor teams that are considered must have one advisor with a minimum of seven years of experience, have been in existence as a team for at least one year, have at least 5 team members, and have been nominated by their firm. The algorithm weights factors like revenue trends, assets under management, compliance records, industry experience and those that encompass best practices in their practices and approach to working with clients. Portfolio performance is not a criteria due to varying client objectives and lack of audited data. Out of approximately 11,674 team nominations, 5,331 advisor teams received the award based on thresholds. This ranking is not indicative of an advisor's future performance, is not an endorsement, and may not be representative of individual clients' experience. Neither Raymond James nor any of its Financial Advisors or RIA firms pay a fee in exchange for this award/rating. Compensation provided for using the rating. Raymond James is not affiliated with Forbes or SHOOK Research, LLC. Please see https://www.forbes.com/lists/wealth-management-teams-best-in-state for more info.